Growth, financial clarity and funding.
For owner-led companies, and for the investors and lenders behind them. Your CPA reports what happened; SGL builds what you decide next.
The same discipline, tailored to who you are
- Business ownersDiagnostic, growth plan and funding, ongoing CFO support. Fixed fee per stage.
- Banking teamsClients prepared for your credit process. Readiness, not brokerage.
- Private equityThe finance side of the 100-day plan, handed over to your CFO.
- Boards & CEOsInterim CFO, finance transformation, special situations.
Decision-grade numbers, and a case a lender can act on
Financial clarity
- Cash and operating forecasts that connect operations to cash, 13 weeks out and beyond
- Margin by business line or product, tied to the P&L
- Management accounts bridged to the financial statements
- A model that links operating metrics (volumes, prices, mix) to financial results
- Reporting an owner and a lender can both act on
Capital and lender readiness
- What a lender or investor will question, fixed first: shareholder accounts, aging, cut-off, registry questions
- An honest model with a sensitivity that shows where the case breaks
- Capital chosen and sequenced: development bank, chartered banks, credit unions, alternative lenders
- One voice to every lender, a tracker per lender, a data room
- Covenant reporting after closing
Cross-border growth
- Whether the business can carry an expansion before it commits to one
- What expansion does to cash, margin and working capital, including tariff scenarios
- Choosing and preparing the first export market
- Financing sources and trade finance for international transactions
The format follows the client
- Owner-led companiesFractional: a set number of days a week or month. Numbers the owner can run the business on, and readiness for a lender or investor.
- Mid-size companiesInterim: a finance function set up or rebuilt, run, and handed over, with mentoring of the successor built into the handover.
- Large or international organisationsA defined project with an end date: the work that sits between departments, peak load at year-end, board or audit time, or cover for a key absence.
I add most where something has to be built, fixed or handed over. Where a function simply needs running, a permanent hire serves the client better.
Advisory and interim finance leadership, with no officer appointment or signing authority. Business decisions remain with ownership and management.
Not audit, assurance, tax, legal, formal valuation or insolvency services; accounting and reporting stay with your CPA.
On financing, the company remains the applicant and contracts with any lender or investor directly. No referral fees. Fees are fixed per stage and never tied to the credit decision.
Client information is shared only with the client’s consent. Professional liability insured; bound by the CMC Code of Conduct.
Readiness, not brokerage.